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You also have to pass a national CPA exam. There's also some employment experience required in a CPA firm. This is generally one to two years, although this varies from state to state. Once you satisfy all those requirements, you get a certificate that designates you as a CPA and you're allowed to offer your services to the public.Many CPAs consider this just one stepping stone to their careers. The chief accountant in many offices is called the controller. The controller is in charge of managing the entire accounting system in a business stays on top of accounting and tax laws to keep the company legal and is responsible for preparing the financial statements.The controller is also in charge of financial planning and budgeting. Some companies have only one accounting professional who's essentially the chief cook and bottle washer and does everything. As a business grows in size and complexity, then additional layers of personnel are required to handle the volume of work that comes from growth. Other areas in the company are also impacted by growth, and it's part of the controller's job to determine just how many more salaries the company can pay for additional people without negatively impacting growth and profits. The controller also is responsible for preparing tax returns for the business; a much more involved and complex task than completing personal income tax forms! In larger organizations, the controller can report to a vice president of finance who reports to the chief financial officer, who is responsible for the broad objectives for growth and profit and implementing the appropriate strategies to achieve the objectives.Different Ways to Play Hide and SeekThe traditional way to play hide and seek never gets old, but you may want a change if it is requested every day. Here are a few ways to play hide and seek with a twist while staying in the backyard.Have the kids pick out some toys that are not too small and are allowed outside. While they cover their eyes and count, you hide the toys around the yard. You can let them run loose and try to find them or play hot and cold if they are having a hard time. If the kids dont understand the concept of hot and cold you can use different words youre getting closer or youre getting farther away. Or give away little hints they have to figure out.Sardines is a fun variation on hide and seek. You will need a few kids to play (at least three or four). The person who is designated as it does the hiding instead of the counting. Once the allotted time is up everyone has to try and find the hidden person. As each child finds the person who is hiding, instead of calling out they found them, they hide with them. This continues until all the kids are in one spot. It can get really squishy playing this game just like in a can of sardines.Chain hide and seek is also best if at least four children are participating. As the person who is it finds the other kids playing, they have to hold hands and form a chain until everyone is found. Falling down and giggling are sure to ensue as the kids try to run around while holding hands. This is a great one to play in the park. Involve all the kids in the park and see how long the chain get get.5 Sneaky Ways To Lower Your Property TaxMany property owners do not want the city assessor to come into the interior of their building. If you have done extensive work, well, then okay, you have a reason. If you have done no repairs and feel the interior of the property is a bit to be desired, you may wish to invite the assessor inside. Make sure you are available to walk around your property with the assessor and point out the bowed walls because the roof needs to be replaced. Point out the unleveled floor because the property has shifted a bit over the years and probably needs some support beams. Point out some good things as well, never dwell on just the bad points. This might help to lower your assessment, thus lower your property tax liability. Look at your tax card at the county assessor's office. You might find some interesting things about the assessment of your property. In a home, the assessor may include a room as a bedroom, but in all reality, you cannot fit a bed in the room. You can also see if they note any improvements or structure damages. If you see any information on the tax card that does not appear correct, talk to the assessor and have the corrections made. This is going to help lower your property tax liability as well. If you think an in ground pool will benefit the family or a deck for fry outs, or maybe even a larger garage, you might think twice. 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Do you put off going to bed with them in fear of being intimate? If you do, your sex life may need an improvement or a change.Sign #2 You Are Left UnsatisfiedIf and when you do get intimate with your partner, do you achieve maximum pleasure? If not, your sex life may be in serious trouble. This is most often the case with women. Some women find it more difficult to achieve maximum pleasure in the bedroom. But, know that it is possible. You may need to offer suggestions to your partner or guide them. Whatever you do, just be sure to take action right away. A relationship where only one party is pleased, is likely to fail.Sign #3 Sex Feels Like a ResponsibilityAs it was previously stated, being intimate with your partner should not seem like work or a responsibility that you must fulfill. If it does, it is time for you to change. Be spontaneous. Initiate sex yourself, as opposed to waiting for your partner to do so. Spice up your intimacy by experimenting in the bedroom with a new position or simply just have relations at a different time and place. Whatever approach you do take, be sure to do something. Do not let an otherwise healthy relationship fail because sex is something that you would rather avoid.Sign #4 You Dont Have ItTo have a good sex life, you must first be having sex. Are you? If you are in a relationship, you should be. Whether you get intimate with your partner on a daily basis or even just once a week, this closeness is important to your relationship and not just in the physical sense. If you are currently not in a relationship, that doesnt mean that you shouldnt have or not get the opportunity to experience intimacy and closeness with another adult. Take action to start feeling wanted, needed, and loved today. This may involve using an online dating website or just visiting a bar with a bunch of your friends.Sign #5 Your Relationship Is FailingDo you and your partner spend most of your time arguing? If so, your relationship may be in serious trouble. Despite arguing about a topic not related to intimacy, such as money or work, did you know that your lack of intimacy may be to blame? Couples who are happy inside the bedroom are likely to be happy outside of it as well. The two should go hand in hand.So do you have a happy and healthy sex life? If not, remember that there are a number of steps that you can take to make an improvement in your levels of satisfaction.PPPPPWord Count 6755 Ways to Improve Your Intimacy with Your HusbandAre you married? If you are, you likely love your husband. With that said, love isnt always enough to keep a relationship going strong. Intimacy is very important to having a strong, happy, and healthy relationship.How is your life in the bedroom? Do you think that your sex and intimacy can be improved? If so, you may be nervous about discussing the subject with your husband. After all, your husband may wrongly get the impression that they dont satisfy you anymore. If you are interested in improving your intimacy with your husband, there are still a number of other, different approaches that you can take. A few of these approaches are touched on below.1 DateIf you and your husband have been married for a while, there is a good chance that you havent gone out on a date in a while. Many married couples get to a point in their relationship that is commonly called the comfort zone. This zone is not one that you want to be in, as your relationship may feel more like a friendship. To prevent this from happening, ask your husband out on a date.Although many wives believe that their husbands should do the date asking, you sometimes have to take hold of the situation yourself. Now may be one of those times. Choose an activity that is romantic, such as a romantic comedy for a movie or a nice restaurant. This can help to spark a little bit of romance and passion in your relationship, which may lead to better and closer intimacy at home.2 Show Romantic GesturesWhen it comes to wowing, in a relationship, women sometimes think that men should do it. You will also want to wow, your husband, like you did the first time that you met. One of the easiest ways to do so is by performing a number of romantic gestures. When out shopping with your husband, grab their hand and hold it. When walking by them in the house, give them a quick kiss. Sending a love note to work with them is another romantic gesture that you may want to try.3 Be Sexy and SeductiveIf your marriage enters into the above mentioned comfort zone, sex and intimacy may seem like a thing of the past. If you do have sex, it may seem more like a responsibly, a chore, or even work. To help reduce these feelings, be sexy and seductive. 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A business manager shouldn't assume that sales revenue equals cash inflow and that expenses equal cash outflows. In recording sales revenue, cash or another asset is increased. The asset accounts receivable is increased in recording revenue for sales made on credit. Many expenses are recorded by decreasing an asset other than cash. For example, cost of goods sold is recorded with a decrease to the inventory asset and depreciation expense is recorded with a decrease to the book value of fixed assets. Also, some expenses are recorded with an increase in the accounts payable liability or an increase in the accrued expenses payable liability. Remember that some budgeting is better than none. Budgeting provides important advantages, like understanding the profit dynamics and the financial structure of the business. It also helps for planning for changes in the upcoming reporting period. Budgeting forces a business manager to focus on the factors that need to be improved to increase profit. 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If I had it to do over again for this business, I would choose a business name and domain name with virtual assistant in the title, like InternetMarketingVirtualAssistant.com, a name I just recently purchased.If the purpose of a domain is for a one-page sales letter site or a squeeze page, think ahead as to how you might promote this site. Because content is king in today's internet marketing world, there's little chance that either of these types of sites would be picked up by the search engines on key words. Therefore, your best promotion strategy is PPC, or "pay per click", where you're buying keywords for placement in search engines. If you're buying keywords from Google, for example, the paid listings appear at the top of a search in a blue box, or down the right-hand side of your screen. You want to be sure that the info displayed there is compelling enough to get someone to click and visit your site. So, for example, I've created a squeeze page, GetMoreClientsOnline.com, which has a compelling solution to a common problem that my clients have, as a side door gateway to my OnlineBizCoachingCompany.com coaching website.2. Brainstorm a list of ideas of the problem you're trying to solve or the solution that you have. A domain name that clearly indicates what you do, or a problem that you solve, or a solution that you have to a problem will give a visitor a fairly clear picture of what s/he'll find on your website. What I typically do is go to my domain registrar, www.UltraNetDomains.com, and just start plugging in the names I'm brainstorming until I come up with 3 or 4 that are available. If the domain name that you type in isn't available, the service will come up with 10 or so alternates for you to consider. I found this alternate listing quite helpful recently in picking the name of an article directory site that I want to create.3. For SEO (Search Engine Optimization) purposes, it helps to have your keywords in your domain name. Marla Regan, who's a professional organizer, has put two keywords in her domain name, OrganizedTime.com. Retirement Coach Lin Schreiber has her keyword niche in her domain, RevolutionizeRetirement.com. Consultant John Reddish has the desired outcome keywords in his domain, GetResults.com. I own a domain that I haven't yet developed for house sitters, BecomeAHouseSitter.com. Before buying your domain, make a list of keywords that someone might use to find you online. This list could include your industry, your target market or niche, a problem your target market has, or a solution that you can offer.4. Shorter is better, if it's to be your primary domain. I haven't always followed my own rules here, as I tend to have business names that are quite lengthy. If the domain name is going to be your primary domain where your primary email address will be housed, you want your domain name to be as short, catchy, and memorable as possible. After a few times of spelling out your lengthy email address, you'll come to appreciate the beauty of a short domain name. Your domain name can contain up to 67 letters and numbers, although I would encourage you not to have one of this length, and can contain no special characters other than hyphens.5. Purchase your your given name as a domain name. I typically tell my clients not to try and brand their given name as their business name, as that takes many years, much money, and lots of hard work to have the name recognition of Oprah, for example. However, it still pays to purchase your given name as a domain name, as well as any common misspellings of your name. Many people think my name is Donna Gunther, with an "h" in the last name, but I've been unable to register that common misspelling of my name, as a photographer in Venice, CA, has owned in since 2000. Once you've purchased your name as a domain, you can redirect it to your primary website. This means that when someone types in a domain, they land at the website to which you pointed that domain. So, currently DonnaGunter.com redirects to OnlineBizCoachingCompany.com because I don't want to use my name as a website, although that might change in the future.6. Buy the .COM version of the name if it is available. When people hear a domain name, they "hear" .COM whether it's .NET or .BIZ or .ORG or whatever. So, it pays to find a domain name that you like that is part of the .COM family. If you just can't get the name you want, try a hyphenated version of the .COM name. For example, when I was seeking a domain name for my Self-Employment Coaching Gym, I really wanted SelfEmploymentSuccess.com, but it wasn't available. However, Self-Employment-Success.com was available, so I grabbed that. Many SEO specialists state that search engines like hyphenated names, and many online business owners use hyphenated keywords in their domain names to be more attractive to search engines. I don't have a clear answer as to the validity of this theory, so I just advocate going this route before having to resort to the .NET or .BIZ of the name you desire. Some domain name holders may be willing to sell you the domain name that you want. You can find out who owns a domain name by checking the WhoIs Registry at Internic, http://www.internic.net/whois.html. For info about country codes (two-letter) top-level domains (.UK or .CA, for example) visit http://www.uwhois.com/cgi/domains.cgi?User=NoAds7. Consider owning other versions of your primary domain name. 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The basic insurance limit is $100,000 per depositor per insured bank. If you or your family has $100,000 or less in all of your deposit accounts at the same insured bank, you don't need to worry about your insurance coverage. Your funds are fully insured. Your deposits in separately chartered banks are separately insured, even if the banks are affiliated, such as belonging to the same parent company.2. You may qualify for more than $100,000 in coverage at one insured bank if you own deposit accounts in different ownership categories. There are several different ownership categories, but the most common for consumers are single ownership accounts (for one owner), joint ownership accounts (for two or more people), self-directed retirement accounts (Individual Retirement Accounts and Keogh accounts for which you choose how and where the money is deposited) and revocable trusts (a deposit account saying the funds will pass to one or more named beneficiaries when the owner dies). Deposits in different ownership categories are separately insured. That means one person could have far more than $100,000 of FDIC insurance coverage at the same bank if the funds are in separate ownership categories.3. A death or divorce in the family can reduce the FDIC insurance coverage. Let's say two people own an account and one dies. The FDIC's rules allow a six-month grace period after a depositor's death to give survivors or estate executors a chance to restructure accounts. But if you fail to act within six months, you run the risk of the accounts going over the $100,000 limit.Example: A husband and wife have a joint account with a "right of survivorship," a common provision in joint accounts specifying that if one person dies the other will own all the money. The account totals $150,000, which is fully insured because there are two owners (giving them up to $200,000 of coverage). But if one of the two co-owners dies and the surviving spouse doesn't change the account within six months, the $150,000 deposit automatically would be insured to only $100,000 as the surviving spouse's single-ownership account, along with any other accounts in that category at the bank. The result: $50,000 or more would be over the insurance limit and at risk of loss if the bank failed.Also be aware that the death or divorce of a beneficiary on certain trust accounts can reduce the insurance coverage immediately. There is no six-month grace period in those situations.4. No depositor has lost a single cent of FDIC-insured funds as a result of a failure. FDIC insurance only comes into play when an FDIC-insured banking institution fails. And fortunately, bank failures are rare nowadays. That's largely because all FDIC-insured banking institutions must meet high standards for financial strength and stability. But if your bank were to fail, FDIC insurance would cover your deposit accounts, dollar for dollar, including principal and accrued interest, up to the insurance limit. If your bank fails and you have deposits above the $100,000 federal insurance limit, you may be able to recover some or, in rare cases, all of your uninsured funds. However, the overwhelming majority of depositors at failed institutions are within the $100,000 insurance limit.5. The FDIC's deposit insurance guarantee is rock solid. As of mid-year 2005, the FDIC had $48 billion in reserves to protect depositors. Some people say they've been told (usually by marketers of investments that compete with bank deposits) that the FDIC doesn't have the resources to cover depositors' insured funds if an unprecedented number of banks were to fail. That's false information.6. The FDIC pays depositors promptly after the failure of an insured bank. Most insurance payments are made within a few days, usually by the next business day after the bank is closed. Don't believe the misinformation being spread by some investment sellers who claim that the FDIC takes years to pay insured depositors.7. You are responsible for knowing your deposit insurance coverage.Know the rules, protect your money.Title: 7 Things To Do Before Buying Travel InsuranceWord Count:610Summary:Going back to Roman times, risks have been shared during times of tragedy and unforeseen circumstances, such as earthquakes, floods and the like. The first formal and recorded insurance company, Lloyd's of London, was formed in 1769 and their founding principal remains intact today - to gather the premiums of clients as a pool of resources in order to return to clients who experience unexpected and unforeseen but covered events. So, that is the secret really, plan for the une...Keywords:insurance,travel insurance,international travel medical insurance,travel medical insurArticle Body:Going back to Roman times, risks have been shared during times of tragedy and unforeseen circumstances, such as earthquakes, floods and the like. The first formal and recorded insurance company, Lloyd's of London, was formed in 1769 and their founding principal remains intact today - to gather the premiums of clients as a pool of resources in order to return to clients who experience unexpected and unforeseen but covered events. So, that is the secret really, plan for the unexpected and unforeseen and make sure you're covered, especially when you're travelling. Whether your trip is a quick one or a round the world cruise, there are many good reasons for travel insurance. Here are just 7 things you should do before you buy your travel insurance: Whatever you do, please explore the market and educate yourself with all the terms and terminologies of the travel insurance cover that will help you to avail the best travel insurance. Certainly check what is included in your travel insurance policy but most importantly, check what is EXCLUDED from your travel insurance policy. Research the area you are going to. What is the weather likely to be like? Is there any danger of hurricanes or tropical storms? Floods? How about Mosquito borne disease? What is the crime rate like? Whatever the perceived dangers your research uncovers then make sure that your travel insurance covers you for that eventuality. It is no good after the event to find out that you are not covered for rabid dog attacks (because there are so many in that particular area). Discuss Your Existing Medical Conditions and Requirements - You need to carefully assess your likely medical requirements and make sure that these are declared to the travel insurance company. If you intend to drive make sure that you are adequately covered. Many hire companies charge astronomic excesses in case of an accident. Make sure that you insured for that excess (and it will be a lot cheaper than paying the hire company's rates for that same cover). Make sure you have the necessary documentation for travel in that country. Take Spain for example which is part of the European community and will offer free health care say to a UK citizen on holiday or living there. There are certain conditions, one of which is that you must have a UK E111 form, if you don't have that, you will not be treated. You must also go to a national health hospital, which are not in abundance in certain areas of Spain. If travelling in Europe, it may pay to get a EHIC (European Health Insurance Card) as this will remove a lot of worry should you need any emergency treatment.Okay, so there you have it. 7 things to do before buying travel insurance for the next trip you make. The other alternative of course is to not take out travel insurance, or to stay at home. Now, there's an idea. But seriously, as always when taking out insurance, especially travel insurance, read the fine print first. Importantly, find out before you go what is excluded, not just included. So, always read the fine print. For example, accidental coverage is not provided in case of drunken driving, driving under the influence of narcotic substances etc. Exclusions are also provided for accidents during risky sports like bungee jumping, car racing, (insert for your favourite potentially dangerous sport here), scuba diving, white water rafting, flying (except as passenger in regular airliners), gliding, skiing, bike racing, diving, mountaineering, windsurfing etc. The list goes on. That means in case of accidents in these situations the insurance company is not liable to pay any amount to the insured.Title: 7 Things You should know when planning a babyshowerWord Count:464Summary:Summary It's reason enough for me, and the real cool thing is you don't have to produce any of the content yourself and you can use other peoples products to make a profit, Plus... Google Adsense. }

AddieHoumn | 10.02.2017 11:11
Really enjoyed this forum topic.Really looking forward to read more. Cool. url=http://ecy980bz.tumblr.com/Favuzzi/url

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